# As An Alternative To Cash

We propose that the Credit App-based wallet is a suitable replacement for cash, one that allows for instant digital payments across a range of devices.&#x20;

In June 2019, the Credit wallet app will launch with a range of features to facilitate everyday payments. We are developing a variety of solutions that include technology such as tap and pay, QR scanning, and Point of Sale. These include online payments for e-commerce solutions and digital retailers.&#x20;

Credit will foster the trading and exchange of Credit for goods and services on a user-to-user level. Users are encouraged to shed the risks of using Fiat Currency and instead use Credit as it ensures safety, transparency, and value on every level.&#x20;

Credit transactions work on multiple levels of use, ranging from large corporations to small businesses. The primary market is individual users in an everyday environment.&#x20;

It's the directive of the Credit Smartchain to make sure that no area of use sees neglect and that Credit's use fosters on all levels.
